IBM > 实例探究 > 埃塞俄比亚商业银行：利用 IBM 和 Oracle 提供的弹性、移动核心银行平台加速业务增长

埃塞俄比亚商业银行：利用 IBM 和 Oracle 提供的弹性、移动核心银行平台加速业务增长

公司规模

Large Corporate

地区

Africa

国家

Ethiopia

产品

IBM Power 795 server
IBM Power 770 server
IBM System Storage DS8800
IBM BladeCenter HS23
Temenos T24 Core Banking

技术栈

IBM AIX
IBM PowerHA
IBM Tivoli Storage Manager
IBM WebSphere Application Server
IBM WebSphere MQ

实施规模

Enterprise-wide Deployment

影响指标

Customer Satisfaction
Productivity Improvements

技术

应用基础设施与中间件 - API 集成与管理
应用基础设施与中间件 - 数据交换与集成
应用基础设施与中间件 - 中间件、SDK 和库
基础设施即服务 (IaaS) - 云计算
基础设施即服务 (IaaS) - 云存储服务

适用行业

金融与保险

适用功能

商业运营

用例

过程控制与优化
实时定位系统 (RTLS)
远程资产管理

服务

云规划/设计/实施服务
软件设计与工程服务
系统集成

关于客户

埃塞俄比亚商业银行 (CBE) 是非洲领先的金融服务提供商之一。该银行成立于 1942 年，总部位于埃塞俄比亚亚的斯亚贝巴，拥有 800 多万账户持有人，年收入相当于 5.86 亿美元。该银行在埃塞俄比亚拥有 868 家分支机构，并在南苏丹设有一家国际分支机构。该公司计划在吉布提、南非和美国开设新分支机构。CBE 的愿景是到 2025 年成为一家世界级的商业银行。2025 年路线图的第一步是通过在埃塞俄比亚和国际上开设新分支机构来扩大客户群。

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挑战

由于业务快速扩张导致流程和系统压力过大，埃塞俄比亚商业银行 (CBE) 面临着维持优质客户服务和快速增长的挑战。该银行希望通过扩大覆盖范围、响应能力和服务范围，让银行服务更加便捷。然而，老化的核心银行基础设施仅支持其部分目标。除了瞄准新的国内市场，CBE 还希望释放电子银行服务（包括分行和网上银行）的商业潜力。然而，银行转账等基本服务严重依赖人工流程，这既耗时又给客户带来不便。

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解决方案

CBE 更新了其核心银行平台，获得了性能、可用性和可扩展性，从而整合了其超过 868 个分支机构的网络、提供即时银行转账和提供在线服务。该银行选择了高性能 IBM Power 795 和 IBM Power 770 服务器，运行 IBM AIX 操作系统并连接到 IBM System Storage DS8800 阵列。为了确保关键财务数据的弹性，该银行使用 IBM PowerHA 软件将其服务器配置为高可用性集群，并使用 IBM Tivoli Storage Manager 软件执行定期备份。为了为在线银行服务创建安全的架构，该银行选择了 IBM WebSphere Application Server 和 IBM WebSphere MQ 软件，这些软件针对 IBM Power Systems 服务器平台上的增强弹性、性能和安全性进行了优化。为了支持其移动银行服务和业务线应用程序，CBE 部署了两个 IBM BladeCenter HS23 机箱，其中装有运行 Windows Server 2008 的刀片服务器。

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运营影响

CBE’s new core banking platform delivers the performance to support its ambitious growth objectives.
The bank supports almost 500,000 in-branch transactions per day – an increase of 150 percent.
The bank managed to bring its services to new domestic markets and capitalize on emerging demand for anytime, anywhere banking – winning new business and driving growth.
The bank’s new IT platform is delivering additional benefits to the business. Compared to the previous platform, the IBM Power Systems servers are delivering a significant performance improvement. At the same time, the bank enjoys far greater energy efficiency and lower maintenance requirements, reducing operational costs substantially.

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数量效益

Bank transfers that previously took up to four days now take just 10 minutes – an improvement of 99 percent.
The bank supports almost 500,000 in-branch transactions per day – an increase of 150 percent.

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