openIDL 利用 Hyperledger Fabric 简化美国保险行业的监管报告
公司规模
Large Corporate
地区
- America
国家
- United States
产品
- openIDL Network
- Hyperledger Fabric
- IBM Blockchain
- IBM Insurance Information Warehouse (IIW)
- openIDL in a Box
技术栈
- Blockchain
- IBM Cloud
- Red Hat OpenShift
- Docker
- Kubernetes
实施规模
- Enterprise-wide Deployment
影响指标
- Cost Savings
- Productivity Improvements
- Digital Expertise
技术
- 应用基础设施与中间件 - 区块链
- 基础设施即服务 (IaaS) - 云计算
适用功能
- 商业运营
- 物流运输
用例
- 监管合规监控
- 远程资产管理
服务
- 云规划/设计/实施服务
- 数据科学服务
- 软件设计与工程服务
关于客户
美国保险服务协会 (AAIS) 是一家全国性的非营利性会员协会，作为财产和意外伤害 (P&C) 保险行业的统计代理、评级机构和顾问而成立。作为统计代理，AAIS 从会员保险公司收集数据，匿名化、汇总并将其传递给监管机构，以告知立法政策。州监管机构需要这些信息来帮助维持健康的行业，确保消费者不会被多收费或受到歧视，并且保险公司的收入足以维持偿付能力。AAIS 充当值得信赖的第三方，确保保险产品随着市场的变化而发展，并反映现实世界的行业经验。
挑战
美国保险业在监管报告方面面临巨大挑战。50 个州的监管机构要求提供各种格式的数据，而且时间通常很短，保险公司难以跟上。他们提交的数据往往在报告时已经过时，对监管机构来说用处不大。该行业需要一个更高效、更安全的数据收集和共享系统。美国保险服务协会 (AAIS) 决定通过邀请保险公司和监管机构使用设计思维集思广益来解决这个问题。该组织提出了区块链网络的想法。
解决方案
AAIS 决定使用区块链技术来创建一个更高效、更安全的数据收集和共享系统。他们选择了 Linux 基金会的 Hyperledger Fabric 作为区块链平台，并与 IBM 合作进行开发。该系统名为开放保险数据链接 (openIDL)，旨在简化监管报告、节省成本并为保险公司提供有用的见解，同时为监管机构收集更及时、更准确的数据。openIDL 网络包括三个不同的节点：单租户环境中的保险公司对等节点、由 AAIS 管理的多租户环境（为不运行自己节点的保险公司提供访问权限）以及由 AAIS 管理的弹出以发布提取信息的分析对等节点。每个节点的核心都是 Hyperledger Fabric 区块链以及 IBM 区块链管理工具。
运营影响
数量效益
Case Study missing?
Start adding your own!
Register with your work email and create a new case study profile for your business.
相关案例.
.png)
Case Study
Improving Vending Machine Profitability with the Internet of Things (IoT)
The vending industry is undergoing a sea change, taking advantage of new technologies to go beyond just delivering snacks to creating a new retail location. Intelligent vending machines can be found in many public locations as well as company facilities, selling different types of goods and services, including even computer accessories, gold bars, tickets, and office supplies. With increasing sophistication, they may also provide time- and location-based data pertaining to sales, inventory, and customer preferences. But at the end of the day, vending machine operators know greater profitability is driven by higher sales and lower operating costs.
Case Study
Remote Wellhead Monitoring
Each wellhead was equipped with various sensors and meters that needed to be monitored and controlled from a central HMI, often miles away from the assets in the field. Redundant solar and wind generators were installed at each wellhead to support the electrical needs of the pumpstations, temperature meters, cameras, and cellular modules. In addition to asset management and remote control capabilities, data logging for remote surveillance and alarm notifications was a key demand from the customer. Terra Ferma’s solution needed to be power efficient, reliable, and capable of supporting high-bandwidth data-feeds. They needed a multi-link cellular connection to a central server that sustained reliable and redundant monitoring and control of flow meters, temperature sensors, power supply, and event-logging; including video and image files. This open-standard network needed to interface with the existing SCADA and proprietary network management software.
Case Study
Driving Digital Transformations for Vitro Diagnostic Medical Devices
Diagnostic devices play a vital role in helping to improve healthcare delivery. In fact, an estimated 60 percent of the world’s medical decisions are made with support from in vitrodiagnostics (IVD) solutions, such as those provided by Roche Diagnostics, an industry leader. As the demand for medical diagnostic services grows rapidly in hospitals and clinics across China, so does the market for IVD solutions. In addition, the typically high cost of these diagnostic devices means that comprehensive post-sales services are needed. Wanteed to improve three portions of thr IVD:1. Remotely monitor and manage IVD devices as fixed assets.2. Optimizing device availability with predictive maintenance.3. Recommending the best IVD solution for a customer’s needs.
Case Study
Marine and Industrial Displays by Caterpillar
Caterpillar needed a flexible platform for a new generation of connected human-machine interfaces across a wide variety of industrial environments. Examples include marine, petroleum pumping, generators, custom hydraulics, mining, and rail applications.
