i2i 项目：推动菲律宾金融包容性的企业以太坊支付网络
公司规模
Large Corporate
地区
- Asia
国家
- Philippines
产品
- Project i2i
- Microsoft Azure
- Kaleido
- Amazon AWS
技术栈
- Enterprise Ethereum
- Microsoft Azure Key Vault
- Kaleido platform
- Amazon AWS
实施规模
- Enterprise-wide Deployment
影响指标
- Cost Savings
- Customer Satisfaction
技术
- 应用基础设施与中间件 - 区块链
- 平台即服务 (PaaS) - 连接平台
适用行业
- 金融与保险
适用功能
- 商业运营
用例
- 资产健康管理 (AHM)
- 车队管理
- 实时定位系统 (RTLS)
服务
- 云规划/设计/实施服务
- 数据科学服务
- 系统集成
关于客户
菲律宾联合银行是该国最大的银行机构之一。该银行致力于推动菲律宾的金融包容性，菲律宾是一个快速崛起的经济体，人口超过 1 亿。然而，该国三分之一的人口每天的生活费不足 2 美元，而且没有银行账户。这意味着 3500 万菲律宾人无法充分享受国内和全球金融生态系统。菲律宾 GDP 的 10% 是由海外工人向全国各地的家庭成员汇出的国际汇款构成的，这是一个严重的问题。联合银行试图通过与 ConsenSys Solutions、Microsoft Azure、Kaleido、Amazon AWS、ConsenSys Diligence 和七家菲律宾农村银行合作来应对这一挑战，使用企业以太坊创建了一个农村银行间支付平台。
挑战
菲律宾是一个快速崛起的经济体，人口超过 1 亿。然而，三分之一的人口每天的生活费不足 2 美元，并且没有银行账户。这意味着 3500 万菲律宾人无法获得国内和全球金融生态系统。这是一个严重的问题，因为菲律宾 GDP 的 10% 是由海外工人向全国各地的家庭成员汇款构成的。菲律宾联合银行是该国最大的银行机构之一，它试图通过与 ConsenSys Solutions、Microsoft Azure、Kaleido、Amazon AWS、ConsenSys Diligence 和七家菲律宾农村银行合作，使用企业以太坊创建一个农村银行间支付平台来应对这一挑战。促进金融包容性的挑战是鼓励传统上位于农村地区的金融排斥者开始并继续参与金融系统。此次合作的关键是与全国小型农村社区中现有的 492 家农村银行建立合作伙伴关系。
解决方案
在与七家农村银行的试点项目中，联合银行与 ConsenSys Solutions 合作，使用企业以太坊构建了一个去中心化、经济高效、近乎实时的农村银行间支付平台，将农村银行相互连接并与国家商业银行连接起来。这有效地将这些农村银行纳入了国内金融体系，并增加了它们所在社区的包容性。Project i2i 平台由一个 Web API 和一个以太坊区块链后端组成。API 允许银行的 API 和/或核心银行系统连接到区块链后端。该连接处理密钥管理，并允许参与者构建和发送已签名的交易到通过 ConsenSys 的 Kaleido 平台部署的许可 Quorum 区块链上运行的智能合约。
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