Qoins：利用物联网和无代码平台加速债务偿还
技术
- 平台即服务 (PaaS) - 应用开发平台
适用行业
- 建筑物
- 水泥
用例
- 楼宇自动化与控制
- 时间敏感网络
服务
- 测试与认证
- 培训
关于客户
Qoins 是一个金融平台，面向希望更快还清债务的个人。该平台旨在实现债务支付流程自动化，使用户更轻松地管理财务。用户可以将他们的银行账户直接连接到应用程序并选择一种保存方法，例如将购买的商品四舍五入到最接近的美元。该平台还提供财务指导，为用户提供个性化的储蓄计划，帮助他们实现财务目标。此外，Qoins 还向当前和潜在用户发送财务提示和视频以及建议，为他们提供有价值的信息，帮助他们更有效地管理财务。
挑战
Qoins是一个金融平台，其成立的目的是通过财务辅导和自动付款帮助人们更快地还清债务。创始人内特·华盛顿 (Nate Washington) 和克里斯蒂安·齐默尔曼 (Christian Zimmerman) 面临着构建一款应用程序的挑战，该应用程序可以自动执行债务付款流程，提供个性化储蓄计划，并提供工资扣除和日常购买汇总等功能。他们还希望包括紧急储蓄、支出建议等新功能。然而，他们缺乏构建和维护如此复杂的应用程序的编码专业知识和资源。
解决方案
创始人转向 Bubble（一个无代码平台）来构建、测试、迭代和扩展 Qoins。 Bubble 让他们能够测试最初的概念并快速迭代。它还比他们最初想象的更好地适应他们。该平台使他们能够完成通常需要更大的开发团队来维护的事情。即使他们的业务的某些部分转变为基于代码构建，Bubble 仍然继续充当他们业务的支柱。当用户在 Qoins 上注册时，他们可以将其银行帐户直接连接到该应用程序并选择保存方式。然后，该应用程序会自动代表他们发送付款的整个过程。它还向当前和潜在用户发送财务提示和视频以及建议。
运营影响
数量效益
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