QuickCheck 使用 ClickHouse 对无银行账户金融服务进行转型
技术
- 分析与建模 - 机器学习
- 基础设施即服务 (IaaS) - 云数据库
适用行业
- 建筑物
- 金融与保险
用例
- 欺诈识别
服务
- 数据科学服务
关于客户
QuickCheck 是一家快速发展的金融科技初创公司，总部位于尼日利亚拉各斯，其团队由 150 多人组成，分布在尼日利亚和葡萄牙之间。该公司的使命是为服务不足的消费者提供金融服务，特别是为超过 6000 万被排除在银行服务之外的尼日利亚成年人和 1 亿无法获得信贷的消费者提供金融服务。 QuickCheck 利用人工智能提供基于应用程序的新银行产品。他们的移动应用程序下载量已超过 200 万人，并已处理超过 450 万份小额信贷申请。
挑战
QuickCheck 是一家位于尼日利亚拉各斯的金融科技初创公司，其使命是为超过 6000 万被排除在银行服务之外的尼日利亚成年人和 1 亿无法获得信贷的人提供金融服务。 QuickCheck 移动应用程序的下载量已超过 200 万人，已处理超过 450 万份小额信贷申请，利用人工智能提供基于应用程序的新银行产品。然而，该公司在分析大量财务数据、欺诈分析和监控数据方面面临挑战。他们需要一个能够处理每天加载的数十万行数据的解决方案，以进行投资组合风险分析和财务指标构建。
解决方案
QuickCheck 在两年前采用了 ClickHouse（一种面向列的数据库）来满足他们的数据分析需求。 ClickHouse 可用于多种用途，包括财务数据分析、欺诈分析和监控数据。该应用程序使用每日快照来分析客户贷款数据的整个历史记录。 ClickHouse 每天都会加载数十万行数据。在此数据之上，执行投资组合风险分析，并构建投资组合分析所需的财务指标。 ClickHouse 还用于操作仪表板，聚合来自不同服务的数据。欺诈团队使用 ClickHouse 为其评分模型收集数据，处理来自客户手机和其他传统来源的数万个数据点。
运营影响
数量效益
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