技术
- 平台即服务 (PaaS) - 应用开发平台
适用行业
- 水泥
- 金融与保险
适用功能
- 产品研发
用例
- 楼宇自动化与控制
- 时间敏感网络
关于客户
SIP Money 的主要目标客户是那些靠工资过日子并难以有效管理财务的个人。这些人常常发现很难存下部分工资,并且缺乏投资未来的知识或资源。 SIP Money 旨在为这些人提供一种工具,帮助他们了解自己的收入和支出、制定储蓄目标并战略性地分配预算。该应用程序的设计易于使用且易于使用,使几乎没有金融知识的个人可以轻松开始储蓄和投资。
挑战
SIP Money 成立的目的是帮助人们,特别是那些靠工资生活的人,更好地管理和投资他们的钱。我们面临的挑战是创建一个工具,让用户能够清楚地了解他们的收入和支出,并提供战略预算建议。其目标是让用户能够节省一部分工资,无论金额有多小,并开始投资他们的未来。然而,这种工具的开发提出了重大挑战,特别是在 COVID-19 大流行的背景下,该流行病导致 SIP Money 母公司 Anachron Technologies 的主要业务和销售工作停止。
解决方案
该解决方案以 Bubble 的形式出现,这是一个无代码平台,允许 SIP Money 创始人 Wael Khattar 无需依赖其主要公司的开发资源即可构建应用程序。该应用程序的用户注册并提供有关其每月定期付款和其他收入来源的信息。然后,该应用程序会将这笔收入考虑在内并推荐预算。通过制定储蓄目标并战略性分配预算,用户可以学习如何更好地管理开支并做出必要的生活方式改变。该应用程序的未来计划包括增加允许用户通过 Plaid 插件连接银行帐户的功能,以及为坚持预算的用户提供折扣和奖励。该应用程序还计划通过机器人顾问提供投资建议。
运营影响
数量效益
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