StashAway Brings Data-Driven Wealth Management to Thousands of New Clients with Seamless Scalability from Lightbend
公司规模
Startup
地区
- Asia
- Middle East
国家
- Singapore
- Hong Kong
- Malaysia
- United Arab Emirates
产品
- Akka Platform
- ERAA (Economic Regime-based Asset Allocation)
技术栈
- Event Sourcing
实施规模
- Enterprise-wide Deployment
影响指标
- Cost Savings
- Customer Satisfaction
- Productivity Improvements
技术
- 平台即服务 (PaaS) - 连接平台
- 分析与建模 - 预测分析
适用行业
- 金融与保险
适用功能
- 商业运营
用例
- 远程资产管理
服务
- 软件设计与工程服务
- 系统集成
关于客户
Founded in 2016 in Singapore, StashAway is a digital wealth management platform for retail customers and accredited investors. Using its proprietary investment framework ERAA (Economic Regime-based Asset Allocation), StashAway intelligently navigates macroeconomic data to deliver superior returns while maintaining a predefined risk exposure for customers. With retail fund management licenses in Singapore, Malaysia, the United Arab Emirates, and Hong Kong, StashAway has more than US$1 billion in assets under management as of January 2021. The company is also on track to launch its service offering in Thailand later in the year.
挑战
To bring its offering to life, StashAway targeted a way to aggregate thousands of individual customer trades into one, and then to immediately distribute the share units and funds back to each customer as soon as the trade is executed and settled. StashAway’s capital markets license requires the company to carry out these settlement processes on time, every time, as defined by the rules of the Monetary Authority of Singapore and the respective regulatory entities in the other markets in which the company operates. The penalties for non-adherence to these rules are severe: from fines to the suspension of operations or even the complete revocation of the company’s license to conduct business. As StashAway began to develop ERAA, it recognized that its choice of technology platform had the potential to make or break its bold vision for industry disruption.
解决方案
To deliver mission-critical event sourcing capabilities for its newly formed business, StashAway selected Akka Platform from Lightbend to power its core trading system. The Akka Platform environment at StashAway supports almost every aspect of the financial transaction lifecycle, including bank statements, rebalancing of portfolios, reoptimizing target allocations across economic regimes, as well as order execution, fee charging, and more. StashAway uses Akka Platform to guarantee message delivery at scale, using event sourcing to operate its own omnibus accounts that hold the ledger for its customers. The native event-sourcing features of Akka are vital to maintain an accurate audit trail for every transaction, while effectively managing the complexity of the event processing involved in guaranteeing transactional correctness.
运营影响
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