适用行业
- 金融与保险
适用功能
- 质量保证
用例
- 行为与情绪追踪
- 泄漏与洪水监测
服务
- 测试与认证
关于客户
本案例研究中的客户是美国排名前 10 位的区域银行。作为银行业的重要参与者,该银行每天处理大量交易。这就需要一个强大而可靠的交易监控系统来检测和报告任何可疑活动,确保遵守监管要求。该银行此前曾聘请另一家咨询公司来完成这项任务,但结果并不令人满意,导致监管部门进行审查。这种情况促使该银行寻求更可靠的解决方案,从而与 Exiger 合作。
挑战
该客户是美国十大区域银行,其交易监控系统面临着重大挑战。他们此前曾聘请另一家咨询公司来审查他们的交易警报,但结果并不理想。此次审查导致提交的可疑活动报告 (SAR) 为零,从而引发了监管审查,迫使银行重新审视警报。该银行对之前咨询公司提供的工作质量并不满意,这导致对其交易监控框架缺乏信心。这种情况需要对警报进行彻底、可靠的审查,以确保合规性并避免潜在的监管问题。
解决方案
Exiger 是一家全球监管和金融犯罪、风险与合规公司,旨在解决该银行面临的挑战。他们的任务是对 2,200 个交易监控警报进行回顾。一个由五名分析师和一名质量控制经理组成的专门审查小组被指派来补充银行的交易监控团队。该团队向银行高级管理层提交了上报报告,以考虑 SAR 备案。由于认识到 Exiger 的工作质量和节奏,该银行要求 Exiger 继续按常规 (BAU) 人员开展工作,作为团队的延伸,再延长五个月。该解决方案为银行提供了更强大、更可靠的交易监控框架。
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